After Reborn, I Become a Billionaire
Chapter 452 A Formidable Team: Hannah and Manuel

Chapter 452 A Formidable Team: Hannah and Manuel

Three days later, Manuel phoned Hannah.

He said, "Sawyer has mortgaged 30% of its shares to take out a loan of X billion. The maturity of this loan is in March of next year. That means the Sawyer Group has to gain enough profit before March of next year according to its business standing, then Phillips Bank will continually offer loan programs to it. Otherwise, the Bank will claim the repayments according to the contract it signed, or the bank will take the 30% of Sawyer's shares."

"So you want to say that the Sawyer Group is kind of anxious now." Hannah said, "As it now stands, it is getting into a challenging year and has a low profit. But it also has a lot of expenditures which are all big ticket."

"Exactly. The international e-commerce platform will be a lever for the group's economic stability. So we can be sure that the group will invest huge funds and cannot afford any failure in the international e- commerce platform. If the project is lost, it will be on the verge of collapse based on its present situation. It may even go bankrupt suddenly."

Hannah agreed with Manuel's view. And she couldn't help admiring him in her mind-she used to think that Manuel was an Otaku, who knew little about business. It turned out that he was technically very able. During the talk, she was aware that Manuel was ridiculously good in his area of expertise.

"So if I want to ruin the Sawyer Group, now I merely need to scuttle its plan of international e-commerce," Hannah concluded.

"Yeah, almost." Manuel continued, "By the way, good news. Now Sawyer can't withdraw any extra funds, but Charles has announced the group will put at least 1 billion into this project. So I've calculated and found that if they want to build a platform, the announcement of 1 billion won't be fake. So they applied for a secured loan in back in the absence of money. But it has already mortgaged 30% of its shares and Lee Sawyer now only holds 70%. If he mortgages his shares again, his shares will be less than 50%. According to his characters, he should not do such a risk."

"So you want to say..." Hannah raised her brows.

"What I want to say is that Charles may take the risk and operate under the table."

"So he'll do it by some special paths, like, illegal path?" Hannah surmised.

"Yes." Manuel said, "The reason why I predict like this is that I also looked into who is responsible for Sawyer's loan when enquiring about its loans in Phillips Bank. Do you know who it is?" Manuel kept her guessing.

Hannah blinked and said with an uncertain tone, "It's not Henry, is it?"

"No. It's him."

Hannah was stunned for a second. In her last life, Charles hadn't colluded with Henry, as far as she knew. Charles was so arrogant in her eyes that he wouldn't have suborned Henry, whom he disdained. "Have you thought about Susan's car accident?" Manuel said, "Obviously, someone is behind it."

Hannah suddenly realized and said, "I suspected Henry did it. But I didn't dig deeper because I knew you wanted to help him and Susan be together. Now hearing what you said... I think it makes sense." "From what I know of him, he's a prudent person and won't take any risk in normal circumstances. Because he can't afford any failure, and he can't try to come back if a failure befalls him. So he's extremely careful no matter what he does. However, Plotting Susan's accident is kind of a risk, he dares not to do it if he has no accomplice."

"Skunk!" Hannah gritted her teeth with rage and said, "Charles wants Susan to marry Henry to win him over. Then he can help Henry get Phillips Bank, and he'll own it in the end. Such wishful thinking!" "Yeah." Manuel nodded.

"I'll try to replace out something disadvantageous about Charles."

"I think we don't have to waste time." Manuel said straightly, "First, We've missed the best opportunity. It's been such a long time since the accident, the evidence must have been removed. Second, even if we replace the proof, Charles won't be the one who gets punished. So it wasn't important for us. Instead of doing something not good for us, we'd better focus on the projects of international e-commerce." "So you want to say we can simply wait?" Hannah asked.

"If Charles is cornered, he must force Henry to help him get loans from Phillips Bank by illegal means. I'll replace a way to maintain the evidence which can invalidate his loan. If Charles makes a sham loan, that loan will be meaningless. That means he has to repay it. But once the bank requires the repayment after the money has been invested by Charles, capital chain ruptures will happen in the Sawyer Group, and the group may go bankrupt."

"And," Hannah smiled faintly, "Sawyer also owes Cooper 2 billion. Even if the group doesn't go bankrupt this time, it'll be hit hard."

"It owes you 2 billion?" Manuel sounded surprised.

If that were so, there would be a huge hidden trouble in the capital chain of the Sawyer Group. Considering Sawyer's current situation, there was no way it could solve this trouble. "Yeah." Hannah sneered, "I've been waiting for this day."

The reason why she had lent 2 billion to the Sawyer Group and made them leave an IOU was to wait for this day, when its capital chain was most vulnerable, and to give it a killing blow. "Hannah, you've planned it for a long time, haven't you?" Manuel said with respect.

He didn't expect Hannah to have set such a huge trap back then. He figured it out before thinking. The 2 billion Charles had borrowed from Hannah was a time bomb set at a time when their relationship wasn't over. And the reason why she let the Sawyer Group be pleased and arrogant for such a long time was just for its final devastating blow.

"You'll never know how much I hate him." Hannah ground her teeth with anger.

"I know it. You said you experienced a rebirth." Manuel smiled.

Pausing for a second, Hannah almost forgot that Manuel was the only one who knew her secret.

"So, I'll ruin Charles. I'll take everything away from him."

"I'm looking forward to it."

"I need to leave the work in Phillips Bank to you."

"No problem." Manuel consented immediately.

After hanging up, Hannah breathed a sigh of relief. She felt it would be an easy pie to defeat Charles with the help of Manuel.